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Secret takeaways
- Citi Fold Fund enables you to withdraw specific or each one of their offered Citi credit borrowing as a loan
- Providing your funds as a great Citi Bend Loan offers a fixed monthly payment and you will fixed rate of interest up to your loan are repaid into full
- Citi Flex Financing provide a number of professionals, eg perhaps not requiring an extra hard borrowing inquiry, but you’ll need to focus on the fresh new quantity to make sure it make sense for your disease
Handmade cards give a handy cure for purchase casual instructions, yet there are usually situations where you may want to favor cash.
The newest Citi Bend Mortgage program are a useful replacement for powering upwards an equilibrium on the cards having unexpected costs or taking out fully credit cards payday loan. Payday loans generally require an initial fee (typically 5 % of progress count), in addition to currency your use begins accruing attention on an effective large changeable speed regarding date one no grace period.
If you are searching having a far greater choice, Citi Fold Money can be worth investigating. Here’s how Citi Flex Funds work in habit, and a few ideas to make it easier to is a good choice for you.
What’s an excellent Citi Bend Financing?
Citi Flex Funds and you can City Fold Pay are a couple of software you to give cardholders alot more versatile commission options and you will repaired terminology thanks to Citi’s Citi Bend Agreements.
Which have an excellent Citi Fold Mortgage, you might sign up for financing on your eligible Citi card’s credit line on a predetermined rate of interest. You can also regulate how much you will want to use and you can settle on a fixed payment and repaired interest rate you to definitely continues with the lifetime of the mortgage instead of completing a new application otherwise credit check.
Citi Fold Pay, at exactly the same time, are an adaptable percentage policy for Citi cardmembers that allows eligible bank card orders becoming paid over time that have an effective repaired Apr.
One another Citi Fold Money and you can Citi Bend Pay is possibilities once you create an effective Citi Bend Plan., Citi’s program giving cardholders significantly more flexible fee choices and you will repaired words.